what is roth ira - What is a Roth IRA?

What is a Roth IRA?

Discover how to grow tax-free savings for your
retirement -- and build a richly rewarding future!

You have questions.
We have answers!		*Roth IRAs Made Easy* (a PDF eBook)
How does a Roth IRA work? Who qualifies, and how much can you put in? Where should you put your Roth IRA money? Can a non-working spouse do a Roth IRA? How often can you move your Roth IRA? How do you set one up? When can you take your money out without penalty? Can you contribute if you already have an employer retirement plan?
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Finally, your questions about setting up a Roth IRA are answered in one place. Get friendly tips and guidance that is easy to understand -- from a Chartered Retirement Planning Counselor^SM and long-time Roth IRA investor.

Who benefits from a Roth IRA?

Roth IRAs are fantastic for people in their 20s, 30s, and 40s who can skip a tax deduction this year to gain tax-free earnings for all the years to come. They’re also great for people of any age who want to have tax-free investment earnings for retirement.

'Roth IRAs Made Easy' shows you the $363,000 advantage a decade of savings can make. Learn how to put compounding on your side, and find top-rated fund companies.

	Roth IRAs Made Easy is a great reference, whether you’re looking for guidance on setting up your first Roth IRA or looking for more detailed information on what you can and cannot do with your existing Roth IRA. I wish I had this book years ago when I was setting up my Roth IRA, as it would have saved me hours of online research. It's difficult to find information on Roth IRAs without having to consult multiple sources of information. However, this ebook provides everything that you need to know in one straightforward, easy to understand reference.
	Jonathan Williams, Berkeley, CA.

	If you're like me, you'll recognize "Roth IRA" as one of those buzz phrases that floats around after college - akin to "loan consolidation" and "stock market investing" -- that makes you cringe with guilt when you hear it. You know it's something you probably should look into...but you haven't, yet. Roth IRAs Made Easy breaks down the intimidating rules and the fine print of Roth IRA investment and planning with relatable examples, bullet points, and tips that help you quickly determine which strategies are right for you. Reading this e-book gave me the tools and the confidence I needed to get started right away. You'll be kicking yourself for not reading it sooner!
	Sara Kerosky, San Diego, CA.

Tax Free FOREVER!

Most employer accounts are only tax-deferred, and you’ll pay ordinary income tax when you take them out. Roths can be tax-free forever, if you follow basic Roth IRA requirements - holding 5 years and until age 59 ½ or later.

You can maximize your retirement savings by adding a Roth IRA - even if you already have an employer plan! (We recommend you contribute enough to your employer plan to get the match before doing an IRA though.)

Yes, you can contribute to a Roth IRA too, as long as you have earned income and it falls under these limits for 2011 year contributions (made through April 16, 2012):

Filing Single: Your Modified Adjusted Gross Income can’t exceed $107,000 for the year.

Married Filing Joint: Your Modified Adjusted Gross Income can’t exceed $169,000 for the year.

Your total personal IRA contributions are limited to the smaller of:

$5,000 if under age 50 or $6,000 if age 50 or more OR...
Your total taxable earnings/compensation for the year.

'Roth IRAs Made Easy' tells you the best way to rollover IRA funds from one plan to another.

Cut through the confusion, and get your new Roth IRA set up TODAY!

	I was a person with an extremely limited knowledge of IRAs, and Robin Applegarth’s ebook helped me feel inspired and confident about my ability to immediately begin the process of securing a pleasurable and economically sound future for myself and loved ones. As a recent college graduate I find this ebook an extremely refreshing blend of necessary financial definitions and advice, including many easy to understand examples. After reading this book, I wonder why I never learned anything about Roth IRAs in all my years of schooling. This book will definitely be my starting tool and constant reference for building a sound financial future using Roth IRAs.
	Mia Paley-Williams, Los Gatos, CA.

Bonus!

For a limited time, we’re also including a free resource that can help you save hundreds or even thousands of dollars over the years you invest in an IRA. It shows you the impact of investment fees over time, and how lower fees help you keep more in your own accounts and send less to the investment company’s pockets.

No Risk Purchase—you get 30 days to download, implement and use this eBook Roth IRAs Made Easy. If you’re not happy with it for any reason, let us know, and we’ll refund your purchase price, no questions asked, OK?

Download 'Roth IRAs Made Easy' (a PDF ebook) now, and get started today on your own richly rewarding retirement plan!

Please note: Business name on your Paypal or credit card statement will show The Silver Purse LLC as the vendor. This product is not a physical book. It is a downloadable PDF eBook written by Robin Applegarth, a Chartered Retirement Planning Counselor. After payment, you will receive a receipt. Please click on The Silver Purse LLC link to get your eBook and bonus.

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